/* ════════════════════════════════════════════════════════
   SMART WAY BUSINESS SOLUTIONS — styles.css
   Cross-browser compatible · All desktop sizes · Mobile-first
   ════════════════════════════════════════════════════════ */

/* ── RESET & BASE ──────────────────────────────────────── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background: var(--tok-bg);
  color: var(--tok-body);
  overflow-x: hidden;
  line-height: 1.6;
}

img, svg { display: block; max-width: 100%; height: auto; }
[hidden] { display: none !important; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font: inherit; }
ul { list-style: none; }
input, button, select, textarea { font-family: inherit; }

/* ── DESIGN TOKENS ─────────────────────────────────────── */
:root {
  --green-900: #0D3B1E;
  --green-800: #145A32;
  --green-700: #1A6B3A;
  --green-600: #1E8449;
  --green-500: #27AE60;
  --green-400: #2ECC71;
  --green-300: #58D68D;
  --green-200: #A9DFBF;
  --green-100: #D5F5E3;
  --green-50:  #EAFAF1;

  --navy-900: #0D1033;
  --navy-800: #1A237E;
  --navy-700: #283593;
  --navy-600: #3949AB;
  --navy-100: #E8EAF6;

  --gold:      #F39C12;
  --gold-light:#FEF9EC;

  --gray-900: #111827;
  --gray-800: #1F2937;
  --gray-700: #374151;
  --gray-500: #6B7280;
  --gray-400: #9CA3AF;
  --gray-200: #E5E7EB;
  --gray-100: #F3F4F6;
  --gray-50:  #F9FAFB;
  --white:    #FFFFFF;

  /* ── Semantic theming tokens (light defaults) ── */
  --tok-bg:          #FFFFFF;
  --tok-bg-alt:      #F9FAFB;
  --tok-surface:     #FFFFFF;
  --tok-surface-alt: #F3F4F6;
  --tok-heading:     #111827;
  --tok-body:        #1F2937;
  --tok-sub:         #6B7280;
  --tok-muted:       #9CA3AF;
  --tok-border:      #E5E7EB;
  --tok-border-sub:  #F3F4F6;
  --tok-nav-bg:      rgba(255,255,255,.97);
  --tok-nav-border:  #E5E7EB;
  --tok-input-bg:    #FFFFFF;

  --font-display: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body:    'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont,
                  'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;

  --shadow-xs: 0 1px 3px rgba(0,0,0,.06);
  --shadow-sm: 0 2px 8px rgba(0,0,0,.08), 0 1px 3px rgba(0,0,0,.04);
  --shadow-md: 0 8px 24px rgba(0,0,0,.10), 0 2px 8px rgba(0,0,0,.05);
  --shadow-lg: 0 20px 48px rgba(0,0,0,.12), 0 8px 20px rgba(0,0,0,.06);
  --shadow-xl: 0 32px 72px rgba(0,0,0,.16), 0 12px 32px rgba(0,0,0,.08);

  --radius-xs:   4px;
  --radius-sm:   8px;
  --radius-md:   14px;
  --radius-lg:   20px;
  --radius-xl:   28px;
  --radius-full: 9999px;

  --ease:        cubic-bezier(.4,0,.2,1);
  --ease-out:    cubic-bezier(0,0,.2,1);
  --ease-bounce: cubic-bezier(.34,1.56,.64,1);

  --nav-h:       70px;
  --section-pad: clamp(64px, 8vw, 112px);
  --container:   1240px;
  --gutter:      clamp(16px, 4vw, 40px);
}

/* ── NAV HEIGHT OFFSET — all anchored sections ─────────── */
section[id] {
  scroll-margin-top: var(--nav-h);
}
/* Also cover footer anchors */
footer[id] {
  scroll-margin-top: var(--nav-h);
}

/* ── LAYOUT ────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container);
  margin-left: auto;
  margin-right: auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}

.section {
  position: relative;
  z-index: 1;
  padding-top: var(--section-pad);
  padding-bottom: var(--section-pad);
  background: var(--tok-bg);
}

.section-dark {
  position: relative;
  z-index: 1;
  background: linear-gradient(135deg, var(--green-800) 0%, var(--navy-800) 100%);
  padding-top: var(--section-pad);
  padding-bottom: var(--section-pad);
}

.section-alt {
  position: relative;
  z-index: 1;
  background: var(--tok-bg-alt);
  padding-top: var(--section-pad);
  padding-bottom: var(--section-pad);
}

/* ── TYPOGRAPHY ────────────────────────────────────────── */
.section-label {
  display: inline-block;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--green-600);
  background: var(--green-50);
  border: 1px solid var(--green-100);
  padding: .35em .9em;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  font-weight: 700;
  color: var(--tok-heading);
  line-height: 1.2;
  max-width: 640px;
  margin-bottom: 1rem;
}

.section-sub {
  font-size: 1rem;
  color: var(--tok-sub);
  max-width: 560px;
  margin-bottom: 3rem;
  line-height: 1.7;
}

/* ── BUTTONS ───────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .7em 1.6em;
  border-radius: var(--radius-full);
  font-size: .9rem;
  font-weight: 600;
  letter-spacing: .01em;
  /* Fixed: was 'transition: var(--ease) .2s' which is invalid */
  transition: all .2s var(--ease);
  white-space: nowrap;
  cursor: pointer;
  border: none;
  line-height: 1.4;
}

.btn-primary {
  background: linear-gradient(135deg, var(--green-600), var(--green-700));
  color: #fff;
  box-shadow: 0 4px 16px rgba(30,132,73,.35);
}
.btn-primary:hover {
  background: linear-gradient(135deg, var(--green-500), var(--green-600));
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(30,132,73,.4);
}

.btn-outline {
  background: transparent;
  color: var(--green-700);
  border: 2px solid var(--green-600);
}
.btn-outline:hover { background: var(--green-50); transform: translateY(-2px); }

.btn-ghost {
  background: transparent;
  color: var(--gray-700);
  border: 1.5px solid var(--gray-200);
}
.btn-ghost:hover { background: var(--gray-100); }

.btn-hero-primary {
  background: linear-gradient(135deg, var(--green-500), var(--green-700));
  color: #fff;
  padding: .9em 2.2em;
  font-size: 1rem;
  border-radius: var(--radius-full);
  box-shadow: 0 8px 32px rgba(39,174,96,.45);
  transition: all .25s var(--ease-bounce);
}
.btn-hero-primary:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 12px 40px rgba(39,174,96,.55);
}

.btn-hero-outline {
  background: rgba(255,255,255,.1);
  border: 1.5px solid rgba(255,255,255,.4);
  color: #fff;
  padding: .9em 2.2em;
  font-size: 1rem;
  border-radius: var(--radius-full);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
  transition: all .25s var(--ease);
}
.btn-hero-outline:hover { background: rgba(255,255,255,.2); transform: translateY(-2px); }

.w-full { width: 100%; }

/* ── SCROLL REVEAL ─────────────────────────────────────── */
.reveal, .fade-up {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .6s var(--ease-out), transform .6s var(--ease-out);
}
.reveal.visible, .fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}
/* Stagger via inline --delay custom property */
.reveal[style*="--delay"] { transition-delay: var(--delay, 0s); }
.fade-up[style*="--delay"] { transition-delay: var(--delay, 0s); }

/* ── NAV ───────────────────────────────────────────────── */
.nav-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;           /* NOT inset-inline — explicit for all browsers */
  z-index: 1000;
  height: var(--nav-h);
  background: var(--tok-nav-bg);
  -webkit-backdrop-filter: blur(16px) saturate(1.5);
  backdrop-filter: blur(16px) saturate(1.5);
  border-bottom: 1px solid transparent;
  transition: border-color .3s var(--ease), box-shadow .3s var(--ease);
  -webkit-transform: translateZ(0); /* force GPU layer so it paints above everything */
  transform: translateZ(0);
}

.nav-header.scrolled {
  border-color: var(--tok-nav-border);
  box-shadow: 0 2px 12px rgba(0,0,0,.08);
}

.nav-inner {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 2rem;
  height: var(--nav-h);
}

.logo {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .65rem;
  -ms-flex-negative: 0;
  flex-shrink: 0;
  text-decoration: none;
}

.logo-icon { width: 40px; height: 40px; -ms-flex-negative: 0; flex-shrink: 0; }

.logo-text {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  line-height: 1.1;
}

.logo-name {
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .1em;
  color: var(--tok-heading);
}
.logo-sub {
  font-size: .64rem;
  font-weight: 500;
  color: var(--green-600);
  letter-spacing: .04em;
}

.nav-links {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 1.75rem;
  margin-left: auto;
}

.nav-links a {
  font-size: .88rem;
  font-weight: 500;
  color: var(--tok-body);
  transition: color .2s;
  position: relative;
  padding-bottom: 2px;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -3px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--green-600);
  transition: width .25s var(--ease);
  border-radius: 2px;
}
.nav-links a:hover { color: var(--green-700); }
.nav-links a:hover::after { width: 100%; }

.nav-actions {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .65rem;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}

.nav-toggle {
  display: none;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  margin-left: auto;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--tok-body);
  border-radius: 2px;
  transition: all .25s var(--ease);
  -webkit-transform-origin: center;
  transform-origin: center;
}
.nav-toggle.open span:nth-child(1) { -webkit-transform: translateY(7px) rotate(45deg); transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { -webkit-transform: translateY(-7px) rotate(-45deg); transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: 0;
  padding: .75rem var(--gutter) 1.5rem;
  border-top: 1px solid var(--tok-border-sub);
  background: var(--tok-bg);
  position: relative;
  z-index: 999;
}
.mobile-menu.is-open { display: -webkit-box; display: -ms-flexbox; display: flex; }

.mobile-link {
  display: block;
  padding: .75rem 0;
  font-size: .95rem;
  font-weight: 500;
  color: var(--tok-body);
  border-bottom: 1px solid var(--tok-border-sub);
  transition: color .2s;
}
.mobile-link:hover { color: var(--green-600); }

.mobile-actions {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .75rem;
  margin-top: 1rem;
}

/* ── HERO ──────────────────────────────────────────────── */
.hero {
  position: relative;
  z-index: 0;
  /* Fallback for browsers without svh support */
  min-height: 100vh;
  min-height: 100svh;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  background: linear-gradient(135deg, var(--green-900) 0%, var(--navy-900) 60%, #0d1b3e 100%);
  overflow: hidden;
  padding-top: var(--nav-h);
}

.hero-bg {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  pointer-events: none;
  z-index: 0;
}

.hero-orb {
  position: absolute;
  border-radius: var(--radius-full);
  -webkit-filter: blur(80px);
  filter: blur(80px);
  opacity: .35;
}
.hero-orb-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, var(--green-500), transparent 70%);
  top: -200px; left: -100px;
  -webkit-animation: orbFloat 8s ease-in-out infinite;
  animation: orbFloat 8s ease-in-out infinite;
}
.hero-orb-2 {
  width: 500px; height: 500px;
  background: radial-gradient(circle, var(--navy-600), transparent 70%);
  bottom: -200px; right: -100px;
  -webkit-animation: orbFloat 10s ease-in-out infinite reverse;
  animation: orbFloat 10s ease-in-out infinite reverse;
}
@-webkit-keyframes orbFloat {
  0%, 100% { -webkit-transform: translate(0,0) scale(1); transform: translate(0,0) scale(1); }
  50%       { -webkit-transform: translate(20px,-30px) scale(1.05); transform: translate(20px,-30px) scale(1.05); }
}
@keyframes orbFloat {
  0%, 100% { transform: translate(0,0) scale(1); }
  50%       { transform: translate(20px,-30px) scale(1.05); }
}

.hero-grid {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 4rem 1fr;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  padding-top: clamp(48px, 6vw, 80px);
  padding-bottom: clamp(110px, 14vw, 140px);
  width: 100%;
}

.hero-badge {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .5rem;
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--green-400);
  background: rgba(46,204,113,.1);
  border: 1px solid rgba(46,204,113,.25);
  padding: .4em 1em;
  border-radius: var(--radius-full);
  margin-bottom: 1.5rem;
}
.hero-badge::before {
  content: '●';
  font-size: .5rem;
  -webkit-animation: pulse 2s infinite;
  animation: pulse 2s infinite;
}
@-webkit-keyframes pulse { 0%,100%{opacity:1;} 50%{opacity:.3;} }
@keyframes pulse { 0%,100%{opacity:1;} 50%{opacity:.3;} }

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 4.5vw, 3.4rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.12;
  margin-bottom: 1.5rem;
}

.hero-accent {
  background: linear-gradient(90deg, var(--green-400), var(--gold));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  color: transparent; /* fallback */
}

.hero-sub {
  font-size: 1.05rem;
  color: rgba(255,255,255,.72);
  max-width: 480px;
  line-height: 1.75;
  margin-bottom: 2.5rem;
}

.hero-ctas {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 1rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-quick {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 1rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
}

.quick-btn {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .5rem;
  padding: .55em 1.2em;
  border-radius: var(--radius-full);
  font-size: .85rem;
  font-weight: 600;
  color: rgba(255,255,255,.85);
  border: 1.5px solid rgba(255,255,255,.25);
  transition: all .2s var(--ease);
}
.quick-btn svg { width: 16px; height: 16px; -ms-flex-negative: 0; flex-shrink: 0; }
.quick-btn:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.5); }
.quick-whatsapp { border-color: rgba(37,211,102,.5); color: #25D366; }
.quick-whatsapp:hover { background: rgba(37,211,102,.1); }

/* Hero Visual */
.hero-visual {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
}

/* ── Hero visual: staircase layout, no card/chart overlap ─ */
.hero-card-stack {
  position: relative;
  width: 380px;
  height: 430px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}

.floating-card {
  position: absolute;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .7rem;
  padding: .8rem 1.1rem;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
  border-radius: var(--radius-md);
  color: #fff;
  box-shadow: 0 8px 24px rgba(0,0,0,.2);
  white-space: nowrap;
  max-width: 190px;
  /* All cards use the same float — no translate(-50%,-50%) */
  -webkit-animation: cardFloat 6s ease-in-out infinite;
  animation: cardFloat 6s ease-in-out infinite;
}
.fc-icon { font-size: 1.4rem; -ms-flex-negative: 0; flex-shrink: 0; }
.fc-info {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  line-height: 1.2;
  min-width: 0;
}
.fc-info strong { font-size: .86rem; font-weight: 700; }
.fc-info span   { font-size: .71rem; color: rgba(255,255,255,.6); }

/*
  Staircase: left → right → left, clear gap above chart
  Container 430px tall, chart occupies bottom 140px (y=290–430)
  Cards occupy top 270px with ~30px gap before chart
*/
.fc-tax  {
  top: 8px; left: 0;
  -webkit-animation-delay: 0s; animation-delay: 0s;
}
.fc-loan {
  top: 110px; right: 0;
  -webkit-animation-delay: 1s; animation-delay: 1s;
}
.fc-prop {
  top: 212px; left: 0;
  -webkit-animation-delay: 2s; animation-delay: 2s;
}

@-webkit-keyframes cardFloat {
  0%,100%{ -webkit-transform:translateY(0);    transform:translateY(0);    }
  50%    { -webkit-transform:translateY(-10px); transform:translateY(-10px);}
}
@keyframes cardFloat {
  0%,100%{ transform:translateY(0);    }
  50%    { transform:translateY(-10px);}
}

/* Chart: pinned at bottom, clearly separated from lowest card */
.hero-chart {
  position: absolute;
  bottom: 0;
  left: 50%;
  -webkit-transform: translateX(-50%);
  transform: translateX(-50%);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: flex-end;
  -ms-flex-align: flex-end;
  align-items: flex-end;
  gap: 7px;
  height: 130px;
  width: 260px;
  padding: 0 14px 8px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.13);
  border-radius: var(--radius-md);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
}

.chart-bar {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  height: var(--h);
  background: linear-gradient(to top, var(--green-600), var(--green-400));
  border-radius: 3px 3px 0 0;
  opacity: 0;
  -webkit-animation: barGrow .8s var(--ease-bounce) var(--delay, 0s) forwards;
  animation: barGrow .8s var(--ease-bounce) var(--delay, 0s) forwards;
}
@-webkit-keyframes barGrow {
  from{height:0;opacity:0;}
  to{height:var(--h);opacity:1;}
}
@keyframes barGrow {
  from{height:0;opacity:0;}
  to{height:var(--h);opacity:1;}
}

/* ── Scroll cue — premium animated indicator ── */
.hero-scroll-cue {
  position: absolute;
  bottom: 28px;
  left: 50%;
  -webkit-transform: translateX(-50%);
  transform: translateX(-50%);
  z-index: 2;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 7px;
  color: rgba(255,255,255,.5);
  -webkit-animation: scrollCueEnter 1s ease 2.6s both;
  animation: scrollCueEnter 1s ease 2.6s both;
}
@-webkit-keyframes scrollCueEnter {
  from { opacity: 0; -webkit-transform: translateX(-50%) translateY(10px); transform: translateX(-50%) translateY(10px); }
  to   { opacity: 1; -webkit-transform: translateX(-50%) translateY(0);    transform: translateX(-50%) translateY(0); }
}
@keyframes scrollCueEnter {
  from { opacity: 0; transform: translateX(-50%) translateY(10px); }
  to   { opacity: 1; transform: translateX(-50%) translateY(0); }
}
.scroll-track {
  width: 2px;
  height: 52px;
  border-radius: 2px;
  background: -webkit-linear-gradient(top,
    rgba(255,255,255,0) 0%,
    rgba(255,255,255,.85) 50%,
    rgba(255,255,255,0) 100%
  );
  background: linear-gradient(to bottom,
    rgba(255,255,255,0) 0%,
    rgba(255,255,255,.85) 50%,
    rgba(255,255,255,0) 100%
  );
  background-size: 100% 300%;
  background-position: 0% -100%;
  -webkit-animation: gliderSlide 2.2s cubic-bezier(.4,0,.6,1) infinite;
  animation: gliderSlide 2.2s cubic-bezier(.4,0,.6,1) infinite;
}
@-webkit-keyframes gliderSlide {
  0%   { background-position: 0% 100%; }
  100% { background-position: 0% 0%; }
}
@keyframes gliderSlide {
  0%   { background-position: 0% 100%; }
  100% { background-position: 0% 0%; }
}
.scroll-chevrons {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 3px;
}
.scroll-chevrons svg:nth-child(1) {
  color: rgba(255,255,255,.75);
  -webkit-animation: chevCascade 2.2s ease-in-out infinite;
  animation: chevCascade 2.2s ease-in-out infinite;
}
.scroll-chevrons svg:nth-child(2) {
  color: rgba(255,255,255,.35);
  -webkit-animation: chevCascade 2.2s ease-in-out .28s infinite;
  animation: chevCascade 2.2s ease-in-out .28s infinite;
}
@-webkit-keyframes chevCascade {
  0%,100% { -webkit-transform: translateY(0);   transform: translateY(0);   opacity: 1; }
  50%      { -webkit-transform: translateY(4px); transform: translateY(4px); opacity: .45; }
}
@keyframes chevCascade {
  0%,100% { transform: translateY(0);   opacity: 1; }
  50%      { transform: translateY(4px); opacity: .45; }
}

/* ── JOURNEY ───────────────────────────────────────────── */
.journey { background: var(--tok-bg-alt); }

.journey-cards {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 1rem 1fr 1rem 1fr 1rem 1fr;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.jcard {
  position: relative;
  padding: 1.5rem 1.25rem;
  background: var(--tok-surface);
  border: 2px solid var(--tok-border);
  border-radius: var(--radius-lg);
  text-align: left;
  transition: all .25s var(--ease);
  overflow: hidden;
}
.jcard::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: linear-gradient(135deg, var(--green-50), transparent);
  opacity: 0;
  transition: opacity .25s;
}
.jcard:hover, .jcard.active {
  border-color: var(--green-500);
  box-shadow: 0 8px 32px rgba(30,132,73,.15);
  -webkit-transform: translateY(-3px);
  transform: translateY(-3px);
}
.jcard.active { background: linear-gradient(135deg, var(--green-50), #fff); }
.jcard.active::before { opacity: 1; }

.jcard-icon { font-size: 2rem; margin-bottom: .75rem; position: relative; z-index: 1; }
.jcard h3 {
  font-size: .92rem;
  font-weight: 700;
  color: var(--tok-heading);
  margin-bottom: .4rem;
  position: relative;
  z-index: 1;
}
.jcard p {
  font-size: .8rem;
  color: var(--tok-sub);
  line-height: 1.5;
  position: relative;
  z-index: 1;
}
.jcard-arrow {
  margin-top: .75rem;
  font-size: 1rem;
  color: var(--green-600);
  font-weight: 700;
  opacity: 0;
  transition: opacity .2s, -webkit-transform .2s;
  transition: opacity .2s, transform .2s;
  position: relative;
  z-index: 1;
}
.jcard:hover .jcard-arrow,
.jcard.active .jcard-arrow { opacity: 1; -webkit-transform: translateX(4px); transform: translateX(4px); }

.journey-details { margin-top: .5rem; }

.jdetail {
  display: none;
  background: var(--tok-surface);
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  border: 1px solid var(--tok-border);
  box-shadow: var(--shadow-sm);
  -webkit-animation: fadeSlideIn .3s var(--ease-out);
  animation: fadeSlideIn .3s var(--ease-out);
}
.jdetail.active {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: justify;
  -ms-flex-pack: justify;
  justify-content: space-between;
  gap: 2rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
}
@-webkit-keyframes fadeSlideIn {
  from{opacity:0;-webkit-transform:translateY(8px);transform:translateY(8px);}
  to{opacity:1;-webkit-transform:none;transform:none;}
}
@keyframes fadeSlideIn {
  from{opacity:0;transform:translateY(8px);}
  to{opacity:1;transform:none;}
}

.jdetail-services {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  gap: .5rem;
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  min-width: 0;
}
.jdetail-services span {
  padding: .4em .9em;
  background: var(--green-50);
  color: var(--green-800);
  border: 1px solid var(--green-100);
  border-radius: var(--radius-full);
  font-size: .8rem;
  font-weight: 500;
  cursor: default;
  -webkit-user-select: none;
  user-select: none;
}

/* ── SERVICES ──────────────────────────────────────────── */
.services-grid {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 1.5rem 1fr 1.5rem 1fr;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 1rem;
}

.scard {
  position: relative;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--radius-xl);
  padding: 2rem;
  /* No backdrop-filter here — causes z-index issues across browsers */
}
.scard-featured {
  background: rgba(255,255,255,.14);
  border-color: rgba(255,255,255,.28);
  box-shadow: 0 8px 40px rgba(0,0,0,.2);
}
.scard-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  -webkit-transform: translateX(-50%);
  transform: translateX(-50%);
  background: linear-gradient(90deg, var(--green-500), var(--gold));
  color: #fff;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: .3em 1em;
  border-radius: var(--radius-full);
  white-space: nowrap;
}
.scard-header {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.scard-icon { font-size: 2rem; }
.scard-header h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: #fff;
}
.scard-benefits {
  list-style: none;
  padding: 0;
  margin: 0;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .85rem;
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
}
.scard-benefits li {
  font-size: .84rem;
  color: rgba(255,255,255,.8);
  line-height: 1.6;
  padding-left: 1.4rem;
  position: relative;
}
.scard-benefits li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--green-400);
  font-weight: 700;
  font-size: .78rem;
  top: 2px;
}
.scard-link {
  display: inline-block;
  font-size: .78rem;
  font-weight: 600;
  color: rgba(255,255,255,.45);
  text-decoration: none;
  margin-top: 1.25rem;
  -webkit-transition: color .2s;
  transition: color .2s;
}
.scard-link:hover { color: rgba(255,255,255,.85); }
/* Single CTA below services grid */
.services-cta {
  margin-top: 2.5rem;
  text-align: center;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .6rem;
}
.services-cta p {
  font-size: .84rem;
  color: rgba(255,255,255,.55);
}

/* Single CTA below insights grid */
.insights-cta {
  margin-top: 2rem;
  text-align: center;
}

/* ── LIFECYCLE ─────────────────────────────────────────── */
.lifecycle { background: var(--tok-bg); overflow: hidden; }

.lifecycle-track {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -ms-flex-wrap: nowrap;
  flex-wrap: nowrap;
  padding: 2rem 0;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.lc-item {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .75rem;
  min-width: 110px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.lc-node {
  width: 70px;
  height: 70px;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--green-50), var(--green-100));
  border: 2px solid var(--green-200);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  font-size: 1.75rem;
  transition: all .3s var(--ease-bounce);
  position: relative;
  z-index: 1;
}
.lc-content { text-align: center; }
.lc-content h4 {
  font-size: .88rem;
  font-weight: 700;
  color: var(--tok-heading);
  margin-bottom: .2rem;
  white-space: nowrap;
}
.lc-content span { font-size: .76rem; color: var(--green-600); font-weight: 600; white-space: nowrap; }

.lc-connector {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  min-width: 32px;
  max-width: 80px;
  height: 2px;
  background: linear-gradient(90deg, var(--green-300), var(--green-500));
  position: relative;
  margin-bottom: 28px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.lc-connector::after {
  content: '▶';
  position: absolute;
  top: 50%;
  right: -6px;
  -webkit-transform: translateY(-50%);
  transform: translateY(-50%);
  font-size: .55rem;
  color: var(--green-500);
}

/* ── Lifecycle mobile carousel ─────────────────────────── */
.lc-carousel { display: none; }          /* hidden on desktop */

/* Scroll container */
.lc-carousel-stage {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  overflow-x: scroll;
  -webkit-overflow-scrolling: touch;
  scroll-snap-type: x mandatory;
  -ms-scroll-snap-type: mandatory;
  scrollbar-width: none;
  gap: 14px;
  padding: 1.25rem 0 2rem;             /* bottom for shadow headroom */
}
.lc-carousel-stage::-webkit-scrollbar { display: none; }

/* Side margins let item 0 and item 4 snap-center without extra padding */
.lc-carousel-stage .lc-item:first-child { margin-left: 18vw; }
.lc-carousel-stage .lc-item:last-child  { margin-right: 18vw; }

/* All carousel cards */
.lc-carousel-stage .lc-item {
  -webkit-box-flex: 0;
  -ms-flex: 0 0 64vw;
  flex: 0 0 64vw;
  width: 64vw;
  min-width: 0;
  scroll-snap-align: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  padding: 1.75rem 1rem 1.5rem;
  background: var(--tok-bg-alt);
  border: 1.5px solid var(--tok-border);
  border-radius: var(--radius-lg);
  -webkit-transition: -webkit-transform .38s cubic-bezier(.4,0,.2,1),
                      opacity .38s ease, box-shadow .38s ease;
  transition: transform .38s cubic-bezier(.4,0,.2,1),
              opacity .38s ease, box-shadow .38s ease;
  -webkit-transform: scale(.82);
  transform: scale(.82);
  opacity: .38;
  will-change: transform, opacity;
}

/* Active / centered card */
.lc-carousel-stage .lc-item.lc-center {
  -webkit-transform: scale(1);
  transform: scale(1);
  opacity: 1;
  background: var(--tok-surface);
  border-color: var(--green-200);
  box-shadow: 0 10px 32px rgba(20,90,50,.17);
}
.lc-carousel-stage .lc-node {
  width: 80px;
  height: 80px;
  font-size: 2rem;
}
.lc-carousel-stage .lc-content h4 { font-size: .95rem; }
.lc-carousel-stage .lc-content span { font-size: .82rem; }

/* Pill dots */
.lc-carousel-dots {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .45rem;
  margin-top: .25rem;
  padding-bottom: .25rem;
}
.lc-dot {
  height: 7px;
  width: 7px;
  border-radius: var(--radius-full);
  background: var(--gray-200);
  border: none;
  padding: 0;
  cursor: pointer;
  -webkit-transition: background .3s var(--ease), width .3s var(--ease-bounce);
  transition: background .3s var(--ease), width .3s var(--ease-bounce);
}
.lc-dot.lc-dot-active {
  background: var(--green-500);
  width: 22px;
}

/* ── WHY US — PREMIUM DARK BENTO ──────────────────────── */
.why-us {
  position: relative;
  z-index: 1;
  padding-top: var(--section-pad);
  padding-bottom: var(--section-pad);
  background: linear-gradient(155deg, #070d1a 0%, #0a2116 42%, #0a0e2a 100%);
  overflow: hidden;
}
.why-us::before {
  content: '';
  position: absolute;
  top: -25%;
  right: -10%;
  width: 65vw;
  height: 65vw;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(30,132,73,.10) 0%, transparent 65%);
  pointer-events: none;
}
.why-us::after {
  content: '';
  position: absolute;
  bottom: -25%;
  left: -8%;
  width: 55vw;
  height: 55vw;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26,35,126,.12) 0%, transparent 65%);
  pointer-events: none;
}

/* Override section-label + title for dark bg */
.why-us .section-label {
  color: var(--green-400);
  background: rgba(46,204,113,.1);
  border-color: rgba(46,204,113,.2);
}
.why-us .section-title { color: #fff; }
.why-us .section-sub   { color: rgba(255,255,255,.55); }

/* Grid: left hero card spans 2 rows, stats + benefits fill right */
.adv-bento {
  display: -ms-grid;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  grid-auto-rows: auto;
  gap: 1.25rem;
  position: relative;
  z-index: 1;
}

/* ── Base card ── */
.adv-card {
  border-radius: var(--radius-xl);
  padding: 2rem 2rem 1.75rem;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: 1rem;
  position: relative;
  overflow: hidden;
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.09);
  -webkit-transition: -webkit-transform .32s var(--ease), box-shadow .32s var(--ease), background .32s var(--ease), border-color .32s var(--ease);
  transition: transform .32s var(--ease), box-shadow .32s var(--ease), background .32s var(--ease), border-color .32s var(--ease);
}
/* Top highlight line on every card */
.adv-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent 5%, rgba(255,255,255,.14) 50%, transparent 95%);
  pointer-events: none;
}

/* ── Hero card: left column, spans rows 1 & 2 ── */
.adv-hero-card {
  grid-row: 1 / 3;
  background: linear-gradient(155deg, rgba(14,80,40,.5) 0%, rgba(8,14,44,.55) 100%);
  border-color: rgba(46,204,113,.16);
  gap: 1.6rem;
  padding: 2.25rem;
}

.adv-hero-heading {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 2.8vw, 2.1rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.15;
  margin: 0;
}
.adv-hero-card > p {
  font-size: .9rem;
  color: rgba(255,255,255,.62);
  line-height: 1.78;
  margin: 0;
}

/* Three-pillar visual inside hero card */
.adv-pillars {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .75rem;
  padding: .5rem 0;
}
.apv-top {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
}
.apv-bottom {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .75rem;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
}
.apv-connector {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  gap: .5rem;
  opacity: .5;
}
.apv-line {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(46,204,113,.7), transparent);
  max-width: 80px;
}
.apv-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--green-400);
  box-shadow: 0 0 8px rgba(46,204,113,.7);
  -ms-flex-negative: 0;
  flex-shrink: 0;
}

.apv-node {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .45rem;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.13);
  border-radius: var(--radius-full);
  padding: .5em 1.1em;
  font-size: .82rem;
  font-weight: 600;
  color: rgba(255,255,255,.9);
  -webkit-transition: background .2s, border-color .2s;
  transition: background .2s, border-color .2s;
}
.apv-node-emoji { font-size: 1.1rem; line-height: 1; }

/* Card tag pill */
.adv-card-tag {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  font-size: .67rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--green-400);
  background: rgba(46,204,113,.1);
  border: 1px solid rgba(46,204,113,.22);
  padding: .3em .85em;
  border-radius: var(--radius-full);
  -ms-flex-item-align: start;
  align-self: flex-start;
}
.adv-tag-subtle {
  color: rgba(255,255,255,.55);
  background: rgba(255,255,255,.06);
  border-color: rgba(255,255,255,.12);
}

/* ── Stat cards (response time + free consult) ── */
.adv-stat-card {
  background: rgba(255,255,255,.055);
  gap: .8rem;
}
.adv-stat-glyph {
  font-size: 1.7rem;
  line-height: 1;
}
.adv-big-num {
  font-family: var(--font-display);
  font-size: clamp(2.1rem, 3.5vw, 2.85rem);
  font-weight: 700;
  color: var(--green-400);
  line-height: 1;
  letter-spacing: -.02em;
}
.adv-big-num-gold { color: #F59E0B; }
.adv-stat-card h3 {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.3;
  margin: 0;
}
.adv-stat-card p {
  font-size: .84rem;
  color: rgba(255,255,255,.52);
  line-height: 1.65;
  margin: 0;
}
.adv-stat-bar {
  width: 32px;
  height: 2px;
  border-radius: 2px;
  background: var(--green-500);
  opacity: .7;
}
.adv-stat-bar-gold { background: #F59E0B; }

/* ── Benefit cards (zero handoffs, tailored) ── */
.adv-benefit-card {
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
  -ms-flex-direction: row;
  flex-direction: row;
  -webkit-box-align: start;
  -ms-flex-align: start;
  align-items: flex-start;
  gap: 1.1rem;
  padding: 1.6rem 1.75rem;
  background: rgba(255,255,255,.045);
}
.adv-benefit-icon {
  font-size: 1.55rem;
  width: 48px;
  height: 48px;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-md);
  -ms-flex-negative: 0;
  flex-shrink: 0;
  line-height: 1;
}
.adv-benefit-card h3 {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 .35rem;
}
.adv-benefit-card p {
  font-size: .83rem;
  color: rgba(255,255,255,.52);
  line-height: 1.65;
  margin: 0;
}

/* ── Commitment card: full width row 3 ── */
.adv-commitment-card {
  grid-column: 1 / -1;
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
  -ms-flex-direction: row;
  flex-direction: row;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 3rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  background: linear-gradient(135deg, rgba(18,28,80,.45) 0%, rgba(8,14,44,.5) 100%);
  border-color: rgba(57,73,171,.22);
  padding: 2.25rem 2.5rem;
}

.adv-commit-content {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  min-width: 240px;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .85rem;
}
.adv-commit-content h3 {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 2.2vw, 1.6rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin: 0;
}
.adv-commit-content > p {
  font-size: .9rem;
  color: rgba(255,255,255,.58);
  line-height: 1.78;
  margin: 0;
  max-width: 520px;
}

/* Timeline */
.adv-commit-timeline {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 0;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.adv-yr {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .45rem;
}
.adv-yr-dot {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: rgba(255,255,255,.15);
  border: 2px solid rgba(255,255,255,.25);
  -webkit-transition: background .3s, border-color .3s, box-shadow .3s;
  transition: background .3s, border-color .3s, box-shadow .3s;
}
.adv-yr-on .adv-yr-dot {
  background: var(--green-500);
  border-color: var(--green-400);
  box-shadow: 0 0 10px rgba(46,204,113,.55);
}
.adv-yr > span {
  font-size: .66rem;
  font-weight: 600;
  color: rgba(255,255,255,.35);
  white-space: nowrap;
}
.adv-yr-on > span { color: rgba(255,255,255,.8); }
.adv-yr-line {
  width: 38px;
  height: 2px;
  background: rgba(255,255,255,.12);
  margin-bottom: 24px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.adv-yr-line-on { background: var(--green-500); opacity: .8; }

/* ── METRICS ───────────────────────────────────────────── */
.metrics-inner {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 1fr 1fr 1fr 1fr;
  grid-template-columns: repeat(5, 1fr);
  padding-top: var(--section-pad);
  padding-bottom: var(--section-pad);
}
.metric {
  padding: 2rem 1rem;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,.1);
}
.metric:last-child { border-right: none; }
.metric-num {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 2.5vw, 2.6rem);
  font-weight: 700;
  color: #fff;
  line-height: 1;
  margin-bottom: .5rem;
}
.metric-label {
  font-size: .8rem;
  font-weight: 500;
  color: rgba(255,255,255,.6);
  letter-spacing: .02em;
}

/* ── INSIGHTS ──────────────────────────────────────────── */
.insights { background: var(--tok-bg-alt); }

.insights-grid {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 1.5rem 1fr 1.5rem 1fr;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.insight-card {
  background: var(--tok-surface);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  border: 1px solid var(--tok-border);
  -webkit-transition: all .3s var(--ease);
  transition: all .3s var(--ease);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .6rem;
  cursor: pointer;
  -webkit-user-select: none;
  -moz-user-select: none;
  -ms-user-select: none;
  user-select: none;
}
.insight-card:hover {
  -webkit-transform: translateY(-4px);
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--green-100);
}
.insight-card.open {
  -webkit-transform: none;
  transform: none;
  box-shadow: 0 8px 32px rgba(0,0,0,.1);
  border-color: var(--green-200);
}
.insight-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--green-700);
  background: var(--green-50);
  border: 1px solid var(--green-100);
  padding: .3em .8em;
  border-radius: var(--radius-full);
  width: -webkit-fit-content;
  width: -moz-fit-content;
  width: fit-content;
}
.insight-card h3 {
  font-size: .95rem;
  font-weight: 700;
  color: var(--tok-heading);
  line-height: 1.4;
}
.insight-summary { font-size: .84rem; color: var(--tok-sub); line-height: 1.6; }
.insight-read-more {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .3rem;
  font-size: .78rem;
  font-weight: 600;
  color: var(--green-600);
  margin-top: .1rem;
}
.insight-arrow {
  display: inline-block;
  font-size: .8rem;
  -webkit-transition: -webkit-transform .3s ease;
  transition: transform .3s ease;
}
.insight-card.open .insight-arrow {
  -webkit-transform: rotate(180deg);
  transform: rotate(180deg);
}
.insight-body {
  max-height: 0;
  overflow: hidden;
  -webkit-transition: max-height .4s ease, opacity .35s ease;
  transition: max-height .4s ease, opacity .35s ease;
  opacity: 0;
}
.insight-card.open .insight-body {
  max-height: 700px;
  opacity: 1;
}
.insight-detail {
  list-style: none;
  padding: 0;
  margin: .75rem 0 0;
  border-top: 1px solid var(--gray-100);
  padding-top: .85rem;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .65rem;
}
.insight-detail li {
  font-size: .82rem;
  color: var(--tok-body);
  line-height: 1.6;
  padding-left: 1.1rem;
  position: relative;
}
.insight-detail li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--green-500);
  font-size: .76rem;
  top: 2px;
}

/* ── TEAM TEASER (homepage) ────────────────────────────── */
.team-teaser-inner {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 4rem;
}
.team-teaser-text {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
}
.team-teaser-heading {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3vw, 2.6rem);
  font-weight: 700;
  color: var(--gray-900);
  line-height: 1.2;
  margin: .5rem 0 1rem;
}
.team-teaser-sub {
  font-size: .96rem;
  color: var(--gray-500);
  line-height: 1.75;
  max-width: 420px;
  margin-bottom: 1.75rem;
}
.team-teaser-cta { -ms-flex-negative: 0; flex-shrink: 0; }
.team-teaser-faces {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 1.75rem;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.team-face {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .6rem;
  text-align: center;
}
.team-face-img {
  width: 130px;
  height: 160px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 3px solid #fff;
  outline: 2px solid var(--green-200);
  box-shadow: 0 12px 32px rgba(20,90,50,.18);
}
.team-face-img img {
  width: 100%;
  height: 100%;
  -o-object-fit: cover;
  object-fit: cover;
  -o-object-position: top center;
  object-position: top center;
}
.team-face-name {
  font-size: .88rem;
  font-weight: 700;
  color: var(--gray-900);
}
.team-face-role {
  font-size: .76rem;
  color: var(--gray-500);
  font-weight: 500;
}
@media screen and (max-width: 768px) {
  .team-teaser-inner {
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    text-align: center;
    gap: 2.5rem;
  }
  .team-teaser-sub { max-width: 100%; margin-left: auto; margin-right: auto; }
  .team-teaser-faces { -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }
}

/* ── PARTNER (about page) ───────────────────────────────── */
.partner-team {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 2.5rem 1fr;
  grid-template-columns: repeat(2, 1fr);
  gap: 2.5rem;
  margin-top: 3rem;
  max-width: 860px;
  margin-left: auto;
  margin-right: auto;
}
.partner-card {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  text-align: center;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 2.5rem 2rem;
  gap: 1rem;
  box-shadow: 0 8px 32px rgba(0,0,0,.06);
}
.partner-avatar {
  width: 180px;
  height: 220px;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 16px 40px rgba(20,90,50,.22);
  border: 4px solid #fff;
  outline: 3px solid var(--green-200);
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.partner-avatar img {
  width: 100%;
  height: 100%;
  -o-object-fit: cover;
  object-fit: cover;
  -o-object-position: top center;
  object-position: top center;
}
.partner-badge-wrap { text-align: center; }
.partner-badge {
  display: inline-block;
  padding: .4em 1.2em;
  background: var(--green-800);
  color: #fff;
  font-size: .76rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
  border-radius: var(--radius-full);
}
.partner-name {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--gray-900);
  margin: 0;
}
.partner-body {
  font-size: .88rem;
  color: var(--gray-500);
  line-height: 1.75;
  margin: 0;
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
}
.partner-actions {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .75rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
}
.partner-quote {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-style: italic;
  color: var(--gray-700);
  border-left: 4px solid var(--green-500);
  padding: 1rem 1.5rem;
  margin: 3rem auto 0;
  max-width: 700px;
  line-height: 1.7;
  text-align: left;
}

/* ── CONTACT ───────────────────────────────────────────── */
.contact { background: var(--tok-bg); }

.contact-grid {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 3rem 1fr;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  -webkit-box-align: start;
  -ms-flex-align: start;
  align-items: start;
}
.contact-item {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 1rem;
  margin-bottom: 1.75rem;
}
.contact-icon {
  font-size: 1.35rem;
  -ms-flex-negative: 0;
  flex-shrink: 0;
  margin-top: .1rem;
}
.contact-item strong {
  display: block;
  font-size: .85rem;
  font-weight: 700;
  color: var(--tok-heading);
  margin-bottom: .3rem;
}
.contact-item p { font-size: .88rem; color: var(--tok-sub); line-height: 1.65; }
.contact-item a { color: var(--green-700); font-weight: 500; transition: color .2s; }
.contact-item a:hover { color: var(--green-600); }
.contact-ctas {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .75rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  margin-top: 2rem;
}
.contact-map {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--tok-border);
  line-height: 0;
}
.contact-map iframe { display: block; width: 100%; }

/* ── FOOTER ────────────────────────────────────────────── */
.footer {
  background: var(--gray-900);
  padding-top: 4rem;
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
  flex-wrap: wrap;
}
.footer-brand .logo { margin-bottom: 1rem; }
.logo-light .logo-name { color: #fff; }
.logo-light .logo-sub { color: var(--green-400); }
.footer-tagline {
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--green-400);
  margin-bottom: .75rem;
}
.footer-desc { font-size: .84rem; color: rgba(255,255,255,.4); line-height: 1.7; max-width: 300px; }
.footer-links {
  display: flex;
  gap: 1.75rem;
  flex-wrap: wrap;
  align-items: center;
}
.footer-links a {
  font-size: .84rem;
  color: rgba(255,255,255,.55);
  white-space: nowrap;
  transition: color .2s;
}
.footer-links a:hover { color: var(--green-400); }
.footer-bottom {
  padding-top: 1.25rem;
  padding-bottom: 1.25rem;
  text-align: center;
}
.footer-bottom p { font-size: .76rem; color: rgba(255,255,255,.3); }
.footer-bottom a { color: var(--green-500); }
.footer-dev {
  text-align: center;
  padding: .55rem 1rem .65rem;
  border-top: 1px solid rgba(255,255,255,.05);
}
.footer-dev p {
  font-size: .68rem;
  color: rgba(255,255,255,.2);
  letter-spacing: .01em;
}
.footer-dev span {
  color: rgba(255,255,255,.38);
  font-weight: 600;
}

/* ══════════════════════════════════════════════════════
   CHAT WIDGET — Full-body advisor character launcher
   ══════════════════════════════════════════════════════ */
.chat-widget {
  position: fixed;
  bottom: 0;
  right: 24px;
  z-index: 1100;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: end;
  -ms-flex-align: end;
  align-items: flex-end;
  gap: .6rem;
}

/* ── Shared blink keyframe ── */
@-webkit-keyframes statusBlink {
  0%,100%{opacity:1;} 50%{opacity:.3;}
}
@keyframes statusBlink {
  0%,100%{opacity:1;} 50%{opacity:.3;}
}

/* ── Advisor wrap: stacks speech bubble + character ── */
.advisor-wrap {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: end;
  -ms-flex-align: end;
  align-items: flex-end;
  gap: .4rem;
}

/* ── Speech bubble ── */
.advisor-speech {
  background: var(--tok-surface);
  border-radius: 16px 16px 4px 16px;
  box-shadow: 0 12px 40px rgba(0,0,0,.12), 0 2px 8px rgba(0,0,0,.06);
  border: 1.5px solid rgba(30,132,73,.14);
  padding: .8rem 2rem .9rem 1rem;
  position: relative;
  width: 210px;
  max-width: calc(100vw - 110px);
  -webkit-box-sizing: border-box;
  box-sizing: border-box;
  cursor: pointer;
  transition: box-shadow .2s, border-color .2s;
  /* Enters with a pop after 1.5 s */
  -webkit-animation: speechPop .45s var(--ease-bounce) 1.5s both;
  animation: speechPop .45s var(--ease-bounce) 1.5s both;
}
.advisor-speech:hover {
  box-shadow: 0 16px 48px rgba(30,132,73,.18), 0 2px 8px rgba(0,0,0,.06);
  border-color: rgba(30,132,73,.35);
}
@-webkit-keyframes speechPop {
  from{opacity:0;-webkit-transform:scale(.7) translateY(10px);transform:scale(.7) translateY(10px);}
  to{opacity:1;-webkit-transform:none;transform:none;}
}
@keyframes speechPop {
  from{opacity:0;transform:scale(.7) translateY(10px);}
  to{opacity:1;transform:none;}
}
/* Caret pointing down-right toward character */
.advisor-speech::after {
  content: '';
  position: absolute;
  bottom: -9px;
  right: 22px;
  border: 9px solid transparent;
  border-top: 9px solid #fff;
  -webkit-filter: drop-shadow(0 2px 2px rgba(0,0,0,.06));
  filter: drop-shadow(0 2px 2px rgba(0,0,0,.06));
}
.speech-dismiss {
  position: absolute;
  top: .45rem;
  right: .45rem;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gray-100);
  color: var(--gray-400);
  border: none;
  cursor: pointer;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  transition: background .2s, color .2s;
  font-family: inherit;
}
.speech-dismiss:hover { background: var(--gray-200); color: var(--gray-700); }
.speech-main {
  font-size: .82rem;
  color: var(--tok-heading);
  line-height: 1.3;
  margin-bottom: .2rem;
}
.speech-sub {
  font-size: .73rem;
  color: var(--tok-sub);
  margin-bottom: .45rem;
}
.speech-cta {
  display: inline-block;
  background: var(--green-600);
  color: #fff;
  font-size: .72rem;
  font-weight: 700;
  padding: .28em .75em;
  border-radius: var(--radius-full);
  letter-spacing: .02em;
  white-space: nowrap;
}

/* ── Character button ── */
.advisor-btn {
  background: none;
  border: none;
  padding: 0;
  cursor: pointer;
  display: block;
  font-family: inherit;
  /* Entrance: character rises from below */
  -webkit-animation: advisorRise .6s var(--ease-bounce) .3s both;
  animation: advisorRise .6s var(--ease-bounce) .3s both;
}
@-webkit-keyframes advisorRise {
  from{opacity:0;-webkit-transform:translateY(40px);transform:translateY(40px);}
  to{opacity:1;-webkit-transform:none;transform:none;}
}
@keyframes advisorRise {
  from{opacity:0;transform:translateY(40px);}
  to{opacity:1;transform:none;}
}

/* ── Open state: full body SVG ── */
.advisor-open-state {
  position: relative;
  display: block;
}
.advisor-body-img {
  width: 100px;
  height: 130px;
  object-fit: cover;
  object-position: center 5%;   /* show full figure incl. namaste hands */
  display: block;
  border-radius: 16px 16px 50% 50% / 16px 16px 30% 30%; /* oval bottom → blends into page */
  box-shadow: 0 10px 32px rgba(0,0,0,.14), 0 3px 8px rgba(0,0,0,.08);
  -webkit-animation: advisorFloat 3.5s ease-in-out infinite;
  animation: advisorFloat 3.5s ease-in-out infinite;
  -webkit-transition: box-shadow .25s, -webkit-transform .25s;
  transition: box-shadow .25s, transform .25s;
}
.advisor-btn:hover .advisor-body-img {
  box-shadow: 0 16px 44px rgba(30,132,73,.28), 0 5px 14px rgba(0,0,0,.1);
}
@-webkit-keyframes advisorFloat {
  0%,100%{-webkit-transform:translateY(0);transform:translateY(0);}
  50%{-webkit-transform:translateY(-8px);transform:translateY(-8px);}
}
@keyframes advisorFloat {
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-8px);}
}
/* Pulsing ring at character feet */
.advisor-pulse-ring {
  position: absolute;
  bottom: 4px;
  left: 50%;
  -webkit-transform: translateX(-50%);
  transform: translateX(-50%);
  width: 54px;
  height: 10px;
  border-radius: 50%;
  background: rgba(34,197,94,.22);
  -webkit-animation: ringPulse 2.4s ease-out infinite;
  animation: ringPulse 2.4s ease-out infinite;
  pointer-events: none;
}
@-webkit-keyframes ringPulse {
  0%{-webkit-transform:translateX(-50%) scale(1);transform:translateX(-50%) scale(1);opacity:.7;}
  100%{-webkit-transform:translateX(-50%) scale(1.7);transform:translateX(-50%) scale(1.7);opacity:0;}
}
@keyframes ringPulse {
  0%{transform:translateX(-50%) scale(1);opacity:.7;}
  100%{transform:translateX(-50%) scale(1.7);opacity:0;}
}

/* ── Online dot — top-right corner of advisor image (Intercom pattern) ── */
.advisor-online-dot {
  position: absolute;
  top: 10px;
  right: 8px;
  width: 13px;
  height: 13px;
  background: #22c55e;
  border-radius: 50%;
  border: 2.5px solid #fff;
  -webkit-animation: onlinePulse 2.2s ease-out infinite;
  animation: onlinePulse 2.2s ease-out infinite;
}
@-webkit-keyframes onlinePulse {
  0%   { box-shadow: 0 0 0 0 rgba(34,197,94,.55); }
  70%  { box-shadow: 0 0 0 7px rgba(34,197,94,0); }
  100% { box-shadow: 0 0 0 0 rgba(34,197,94,0); }
}
@keyframes onlinePulse {
  0%   { box-shadow: 0 0 0 0 rgba(34,197,94,.55); }
  70%  { box-shadow: 0 0 0 7px rgba(34,197,94,0); }
  100% { box-shadow: 0 0 0 0 rgba(34,197,94,0); }
}

/* ── Close state: compact gradient circle ── */
.advisor-close-state {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green-600), var(--navy-800));
  color: #fff;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  box-shadow: 0 6px 22px rgba(30,132,73,.45);
  margin-bottom: 6px;
  -webkit-animation: closeIn .3s var(--ease-bounce);
  animation: closeIn .3s var(--ease-bounce);
}
@-webkit-keyframes closeIn {
  from{-webkit-transform:scale(.6);transform:scale(.6);opacity:0;}
  to{-webkit-transform:none;transform:none;opacity:1;}
}
@keyframes closeIn {
  from{transform:scale(.6);opacity:0;}
  to{transform:none;opacity:1;}
}
.advisor-btn:hover .advisor-close-state {
  box-shadow: 0 10px 30px rgba(30,132,73,.55);
  -webkit-transform: scale(1.06);
  transform: scale(1.06);
}

/* ── Chat window ── */
.chat-window {
  width: 370px;
  max-height: 570px;
  background: var(--tok-surface);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--tok-border);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  overflow: hidden;
  -webkit-animation: chatOpen .35s var(--ease-bounce);
  animation: chatOpen .35s var(--ease-bounce);
}
@-webkit-keyframes chatOpen {
  from{opacity:0;-webkit-transform:scale(.9) translateY(16px);transform:scale(.9) translateY(16px);}
  to{opacity:1;-webkit-transform:none;transform:none;}
}
@keyframes chatOpen {
  from{opacity:0;transform:scale(.9) translateY(16px);}
  to{opacity:1;transform:none;}
}

/* ── Chat head ── */
.chat-head {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: justify;
  -ms-flex-pack: justify;
  justify-content: space-between;
  padding: .9rem 1.25rem;
  background: linear-gradient(135deg, var(--green-700), var(--navy-800));
  color: #fff;
  gap: 1rem;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.chat-head-info {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .75rem;
}
.chat-head-avatar-wrap {
  position: relative;
  width: 44px;
  height: 44px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.chat-head-advisor-img {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 8%;   /* show face in the circle crop */
  display: block;
  border: 2px solid rgba(255,255,255,.35);
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.head-online-dot {
  position: absolute;
  bottom: 1px;
  right: 1px;
  width: 11px;
  height: 11px;
  background: #22c55e;
  border-radius: 50%;
  border: 2px solid var(--green-800);
  -webkit-animation: statusBlink 1.8s ease-in-out infinite;
  animation: statusBlink 1.8s ease-in-out infinite;
}
.chat-head strong { display: block; font-size: .88rem; font-weight: 700; }
.chat-head span { font-size: .7rem; opacity: .72; }
.chat-close-btn {
  color: rgba(255,255,255,.7);
  padding: .3rem;
  border-radius: 6px;
  transition: color .2s, background .2s;
  cursor: pointer;
  border: none;
  background: none;
  font-family: inherit;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
}
.chat-close-btn:hover { color: #fff; background: rgba(255,255,255,.12); }

/* ── Messages ── */
.chat-messages {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  overflow-y: auto;
  overflow-x: hidden;
  padding: 1.25rem;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .75rem;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
}
.chat-messages::-webkit-scrollbar { width: 4px; }
.chat-messages::-webkit-scrollbar-track { background: transparent; }
.chat-messages::-webkit-scrollbar-thumb { background: var(--gray-200); border-radius: 2px; }

.chat-msg {
  max-width: 85%;
  padding: .7rem 1rem;
  border-radius: var(--radius-md);
  font-size: .84rem;
  line-height: 1.55;
  -webkit-animation: msgIn .25s var(--ease-out);
  animation: msgIn .25s var(--ease-out);
  word-break: break-word;
}
@-webkit-keyframes msgIn {
  from{opacity:0;-webkit-transform:translateY(8px);transform:translateY(8px);}
  to{opacity:1;-webkit-transform:none;transform:none;}
}
@keyframes msgIn {
  from{opacity:0;transform:translateY(8px);}
  to{opacity:1;transform:none;}
}
.chat-msg-bot {
  background: var(--tok-surface-alt);
  color: var(--tok-body);
  border-bottom-left-radius: 4px;
  -ms-flex-item-align: start;
  align-self: flex-start;
}
.chat-msg-user {
  background: linear-gradient(135deg, var(--green-600), var(--green-700));
  color: #fff;
  border-bottom-right-radius: 4px;
  -ms-flex-item-align: end;
  align-self: flex-end;
}

/* Typing indicator */
.chat-typing {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: 4px;
  padding: .75rem 1rem !important;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  min-width: 52px;
}
.chat-typing span {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gray-400);
  display: inline-block;
  -webkit-animation: typingDot .9s ease-in-out infinite;
  animation: typingDot .9s ease-in-out infinite;
}
.chat-typing span:nth-child(2) { -webkit-animation-delay: .15s; animation-delay: .15s; }
.chat-typing span:nth-child(3) { -webkit-animation-delay: .3s;  animation-delay: .3s; }
@-webkit-keyframes typingDot {
  0%,60%,100%{-webkit-transform:translateY(0);transform:translateY(0);opacity:.4;}
  30%{-webkit-transform:translateY(-6px);transform:translateY(-6px);opacity:1;}
}
@keyframes typingDot {
  0%,60%,100%{transform:translateY(0);opacity:.4;}
  30%{transform:translateY(-6px);opacity:1;}
}

/* ── Options, input, wa buttons ── */
.chat-options {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  gap: .5rem;
  padding: 0 1.25rem .75rem;
}
.chat-opt-btn {
  padding: .45em 1em;
  background: var(--tok-surface);
  border: 1.5px solid var(--green-300);
  color: var(--green-700);
  border-radius: var(--radius-full);
  font-size: .8rem;
  font-weight: 600;
  transition: all .2s;
  cursor: pointer;
  font-family: inherit;
}
.chat-opt-btn:hover { background: var(--green-600); color: #fff; border-color: var(--green-600); }

.chat-input-area {
  padding: .75rem 1.25rem 1rem;
  border-top: 1px solid var(--tok-border-sub);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .5rem;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.chat-text-input {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .5rem;
}
.chat-text-input input {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  padding: .6em 1em;
  border: 1.5px solid var(--tok-border);
  border-radius: var(--radius-full);
  font-size: .84rem;
  color: var(--tok-body);
  outline: none;
  transition: border-color .2s;
  background: var(--tok-input-bg);
  min-width: 0;
}
.chat-text-input input:focus { border-color: var(--green-500); }
.chat-send-btn {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-full);
  background: var(--green-600);
  color: #fff;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -ms-flex-negative: 0;
  flex-shrink: 0;
  transition: background .2s, -webkit-transform .2s;
  transition: background .2s, transform .2s;
  cursor: pointer;
  border: none;
}
.chat-send-btn:hover { background: var(--green-700); -webkit-transform: scale(1.08); transform: scale(1.08); }
.chat-send-btn svg { width: 16px; height: 16px; }

.chat-whatsapp-btns {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .5rem;
  padding: .5rem 1.25rem 1rem;
}
.chat-wa-btn {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  gap: .5rem;
  padding: .65em 1.25em;
  border-radius: var(--radius-full);
  font-size: .84rem;
  font-weight: 600;
  transition: all .2s;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  border: none;
  font-family: inherit;
}
.chat-wa-btn-1 { background: #25D366; color: #fff; }
.chat-wa-btn-1:hover { background: #1da851; -webkit-transform: translateY(-1px); transform: translateY(-1px); }
.chat-wa-btn-2 { background: #075e54; color: #fff; }
.chat-wa-btn-2:hover { background: #054c43; -webkit-transform: translateY(-1px); transform: translateY(-1px); }
.chat-wa-btn-skip { background: var(--gray-100); color: var(--gray-600); font-size: .79rem; }
.chat-wa-btn-skip:hover { background: var(--gray-200); }

/* ── Request summary card inside chat ── */
.chat-summary-card {
  background: linear-gradient(135deg, var(--green-50), #EEF2FF);
  border: 1.5px solid var(--green-200);
  border-radius: var(--radius-md);
  padding: .9rem 1rem;
  font-size: .82rem;
  -webkit-animation: msgIn .25s var(--ease-out);
  animation: msgIn .25s var(--ease-out);
  -ms-flex-item-align: start;
  align-self: flex-start;
  max-width: 92%;
}
.summary-title {
  font-size: .78rem;
  font-weight: 700;
  color: var(--green-800);
  margin-bottom: .55rem;
  letter-spacing: .01em;
}
.summary-row {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .5rem;
  margin-bottom: .3rem;
  -webkit-box-align: baseline;
  -ms-flex-align: baseline;
  align-items: baseline;
}
.summary-key {
  font-size: .72rem;
  font-weight: 600;
  color: var(--gray-500);
  min-width: 50px;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.summary-val {
  font-size: .82rem;
  color: var(--gray-800);
  font-weight: 500;
}
.summary-sent {
  margin-top: .55rem;
  font-size: .74rem;
  font-weight: 600;
  color: var(--green-600);
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .3rem;
}
.summary-sent-pending {
  color: var(--gold);
  background: rgba(243,156,18,.10);
  border: 1px solid rgba(243,156,18,.3);
  border-radius: var(--radius-xs);
  padding: 5px 8px;
  margin-top: .65rem;
  font-size: .72rem;
  white-space: normal;
  line-height: 1.45;
}

/* ── Named advisor message (real-time reply from WhatsApp) ── */
.chat-advisor-msg {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  gap: .5rem;
  -webkit-box-align: end;
  -ms-flex-align: end;
  align-items: flex-end;
  -ms-flex-item-align: start;
  align-self: flex-start;
  max-width: 90%;
  -webkit-animation: msgIn .25s var(--ease-out);
  animation: msgIn .25s var(--ease-out);
}
.advisor-msg-badge {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green-600), var(--navy-800));
  color: #fff;
  font-size: .72rem;
  font-weight: 800;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.advisor-msg-bubble {
  border-left: 3px solid var(--green-400) !important;
  background: #fff !important;
  box-shadow: var(--shadow-xs);
}
.advisor-msg-name {
  font-size: .72rem;
  font-weight: 700;
  color: var(--green-700);
  display: block;
  margin-bottom: .2rem;
}

/* ════════════════════════════════════════════════════════
   RESPONSIVE BREAKPOINTS
   Strategy: Desktop-first grid → graceful collapse
   ════════════════════════════════════════════════════════ */

/* ── 1280px — large tablets / 13" laptops ─────────────── */
@media screen and (max-width: 1280px) {
  :root { --container: 1100px; }
  .hero-inner { gap: 3rem; }
  .hero-card-stack { width: 320px; height: 380px; }
  .hero-chart { width: 220px; height: 115px; }
  .fc-loan { top: 100px; }
  .fc-prop { top: 192px; }
  .partner-team { gap: 2rem; }
}

/* ── 1100px — medium desktop / iPad landscape ─────────── */
@media screen and (max-width: 1100px) {
  .journey-cards { grid-template-columns: repeat(2, 1fr); }
  .adv-bento { grid-template-columns: 1fr 1fr; }
  .adv-hero-card { grid-row: auto; }
  .adv-commitment-card { grid-column: 1 / -1; }
  .insights-grid { grid-template-columns: repeat(2, 1fr); }
  .metrics-inner { grid-template-columns: repeat(3, 1fr); }
  .metric:nth-child(3) { border-right: none; }
  .metric:nth-child(4) { border-right: 1px solid rgba(255,255,255,.1); }
}

/* ── 900px — small desktop / tablet ──────────────────── */
@media screen and (max-width: 900px) {
  .services-grid { grid-template-columns: 1fr; max-width: 560px; margin-left: auto; margin-right: auto; }
  .partner-team { grid-template-columns: 1fr; max-width: 420px; margin-left: auto; margin-right: auto; }
}

/* ── 768px — tablet portrait ──────────────────────────── */
@media screen and (max-width: 768px) {
  :root { --nav-h: 64px; }

  .nav-links, .nav-actions { display: none; }
  .nav-toggle { display: -webkit-box; display: -ms-flexbox; display: flex; }

  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 2rem;
    padding-top: clamp(40px, 5vw, 56px);
    padding-bottom: clamp(40px, 5vw, 56px);
  }
  .hero-visual { display: none; }
  .hero-ctas,
  .hero-quick { -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }
  .hero-sub { max-width: 520px; margin-left: auto; margin-right: auto; }
  .hero-badge { margin-left: auto; margin-right: auto; }

  .journey-cards { grid-template-columns: 1fr 1fr; }
  .jdetail.active {
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    gap: 1.25rem;
  }

  .services-grid { max-width: 100%; }

  .adv-bento { grid-template-columns: 1fr; }
  .adv-hero-card { grid-row: auto; }
  .adv-commitment-card { grid-column: span 1; -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; gap: 1.5rem; padding: 1.75rem; }
  .adv-benefit-card { -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; }
  .adv-commit-timeline { -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }

  .metrics-inner { grid-template-columns: repeat(2, 1fr); }
  .metric:nth-child(2) { border-right: none; }
  .metric:nth-child(3) { border-right: 1px solid rgba(255,255,255,.1); }
  .metric:nth-child(4) { border-right: none; }
  .metric:nth-child(5) { border-right: none; grid-column: 1 / -1; }

  .insights-grid { grid-template-columns: 1fr; }

  .contact-grid { grid-template-columns: 1fr; gap: 2rem; }

  .footer-inner { flex-direction: column; align-items: flex-start; gap: 1.5rem; }
  .footer-desc { max-width: 100%; }

  /* lifecycle — hide desktop track, show carousel on mobile */
  .lifecycle-track { display: none; }
  .lc-carousel { display: block; }

  .partner-avatar { width: 170px; height: 200px; }
  .chat-window { width: 340px; }
  .advisor-body-img { width: 86px; height: 112px; }
}

/* ── 600px — large mobile ─────────────────────────────── */
@media screen and (max-width: 600px) {
  .journey-cards { grid-template-columns: 1fr 1fr; }
  .footer-links { gap: 1rem; }
}

/* ── 480px — standard mobile ──────────────────────────── */
@media screen and (max-width: 480px) {
  :root { --section-pad: clamp(48px, 10vw, 72px); }

  .journey-cards { grid-template-columns: 1fr; }
  .hero-title { font-size: clamp(1.7rem, 8vw, 2.2rem); }

  /* lifecycle overrides handled by carousel rules above */

  .chat-widget { bottom: 0; right: 12px; }
  .chat-window { width: calc(100vw - 24px); max-height: 72vh; max-height: 72svh; }
  .advisor-body-img { width: 76px; height: 100px; }
  .advisor-speech {
    width: 195px;
    max-width: calc(100vw - 100px);
    font-size: .75rem;
    padding: .7rem 1.8rem .8rem .9rem;
  }
  .speech-cta { font-size: .68rem; }
  .speech-sub { font-size: .68rem; }

  .btn-hero-primary, .btn-hero-outline { padding: .8em 1.7em; font-size: .93rem; }
}

/* ── 360px — small mobile ─────────────────────────────── */
@media screen and (max-width: 360px) {
  :root { --gutter: 14px; }
  .hero-title { font-size: 1.6rem; }
  .section-title { font-size: 1.6rem; }
  .metrics-inner { grid-template-columns: 1fr; }
  .metric { border-right: none !important; border-bottom: 1px solid rgba(255,255,255,.1); }
  .metric:last-child { border-bottom: none; }
  .advisor-speech {
    width: 175px;
    max-width: calc(100vw - 95px);
    font-size: .7rem;
    padding: .65rem 1.7rem .75rem .85rem;
  }
  .speech-cta { font-size: .65rem; padding: .22em .6em; }
  .speech-sub { font-size: .64rem; }
  .advisor-body-img { width: 68px; height: 88px; }
}

/* ── HOW IT WORKS ──────────────────────────────────────── */
.how-it-works { background: var(--tok-bg); }

.hiw-grid {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: start;
  -ms-flex-align: start;
  align-items: flex-start;
  gap: 0;
  margin-bottom: 3rem;
}

.hiw-step {
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--tok-bg-alt);
  border-radius: var(--radius-lg);
  border: 1px solid var(--tok-border);
  position: relative;
}

.hiw-num {
  font-size: .7rem;
  font-weight: 800;
  letter-spacing: .1em;
  color: var(--green-600);
  text-transform: uppercase;
  margin-bottom: .75rem;
}

.hiw-icon {
  font-size: 2.2rem;
  margin-bottom: 1rem;
  display: block;
}

.hiw-step h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--tok-heading);
  margin-bottom: .75rem;
}

.hiw-step p {
  font-size: .9rem;
  color: var(--tok-sub);
  line-height: 1.7;
}

.hiw-connector {
  width: 48px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  padding-top: 2.5rem;
}

.hiw-connector::after {
  content: '→';
  font-size: 1.4rem;
  color: var(--green-400);
  font-weight: 300;
}

.hiw-cta {
  text-align: center;
}

/* ── TESTIMONIALS ──────────────────────────────────────── */
.testimonials { background: var(--tok-bg); }

.testi-grid {
  display: -ms-grid;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.tcard {
  background: var(--tok-bg-alt);
  border: 1px solid var(--tok-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: 1rem;
}

.tcard-stars {
  color: #F59E0B;
  font-size: 1rem;
  letter-spacing: .1em;
}

.tcard-body {
  font-size: .92rem;
  color: var(--tok-body);
  line-height: 1.75;
  -webkit-box-flex: 1;
  -ms-flex: 1;
  flex: 1;
  font-style: italic;
}

.tcard-author {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .75rem;
  padding-top: .75rem;
  border-top: 1px solid var(--tok-border);
}

.tcard-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green-600), var(--navy-700));
  color: #fff;
  font-size: .8rem;
  font-weight: 700;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}

.tcard-info {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .15rem;
}

.tcard-info strong {
  font-size: .88rem;
  color: var(--tok-heading);
  font-weight: 600;
}

.tcard-info span {
  font-size: .78rem;
  color: var(--tok-sub);
}

/* ── Knowledge Hub tabs ─────────────────────────────────── */
.kh-tabs {
  display: flex;
  gap: .5rem;
  margin-bottom: 2rem;
  border-bottom: 2px solid var(--tok-border);
  padding-bottom: 0;
}
.kh-tab {
  background: none;
  border: none;
  padding: .6rem 1.5rem;
  font-family: var(--font-body);
  font-size: .95rem;
  font-weight: 600;
  color: var(--tok-sub);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  transition: color .2s, border-color .2s;
}
.kh-tab:hover { color: var(--green-600); }
.kh-tab-active { color: var(--green-600); border-bottom-color: var(--green-600); }
.kh-panel { display: none; }
.kh-panel-active { display: block; }

/* ── Lifecycle micro-CTA ────────────────────────────────── */
.lc-cta {
  display: inline-block;
  margin-top: .5rem;
  padding: .25rem .75rem;
  font-size: .75rem;
  font-weight: 600;
  color: var(--green-700);
  background: var(--green-50);
  border: 1px solid var(--green-200);
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: background .2s, color .2s;
}
.lc-cta:hover { background: var(--green-100); color: var(--green-800); }

/* ── Contact specialist tag ─────────────────────────────── */
.contact-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 600;
  color: var(--green-700);
  background: var(--green-50);
  border: 1px solid var(--green-200);
  border-radius: var(--radius-full);
  padding: .1rem .55rem;
  margin-left: .4rem;
  vertical-align: middle;
}

/* ── FAQ ───────────────────────────────────────────────── */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: .75rem;
}

.faq-item {
  background: var(--tok-surface);
  border: 1px solid var(--tok-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: box-shadow .2s var(--ease);
}

.faq-item[open] {
  box-shadow: var(--shadow-sm);
  border-color: var(--green-200);
}

.faq-q {
  font-size: .97rem;
  font-weight: 600;
  color: var(--tok-heading);
  padding: 1.1rem 1.25rem;
  cursor: pointer;
  list-style: none;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: justify;
  -ms-flex-pack: justify;
  justify-content: space-between;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: 1rem;
  user-select: none;
  -webkit-user-select: none;
  transition: color .2s;
}
.faq-q::-webkit-details-marker { display: none; }
.faq-q::marker { display: none; }
.faq-q::after {
  content: '+';
  font-size: 1.3rem;
  font-weight: 300;
  color: var(--green-600);
  -ms-flex-negative: 0;
  flex-shrink: 0;
  line-height: 1;
  transition: transform .25s var(--ease);
}
.faq-item[open] .faq-q { color: var(--green-700); }
.faq-item[open] .faq-q::after {
  content: '−';
}
.faq-q:hover { color: var(--green-700); }

.faq-a {
  padding: 0 1.25rem 1.1rem;
  font-size: .92rem;
  color: var(--tok-body);
  line-height: 1.75;
}

/* ── WHATSAPP FLOAT BUTTON ─────────────────────────────── */
.wa-float {
  position: fixed;
  bottom: 100px;
  left: 24px;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .5rem;
  background: #25D366;
  color: #fff;
  text-decoration: none;
  padding: .6rem 1.1rem .6rem .7rem;
  border-radius: var(--radius-full);
  box-shadow: 0 6px 24px rgba(37,211,102,.45);
  font-size: .85rem;
  font-weight: 600;
  z-index: 998;
  transition: all .25s var(--ease-bounce);
  -webkit-animation: advisorRise .6s var(--ease-bounce) .6s both;
  animation: advisorRise .6s var(--ease-bounce) .6s both;
}
.wa-float:hover {
  background: #20C05C;
  -webkit-transform: translateY(-3px) scale(1.04);
  transform: translateY(-3px) scale(1.04);
  box-shadow: 0 10px 32px rgba(37,211,102,.55);
}
.wa-float svg {
  width: 28px;
  height: 28px;
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.wa-float-label {
  white-space: nowrap;
}

/* Responsive: stack label on mobile */
@media screen and (max-width: 480px) {
  .wa-float { bottom: 86px; left: 16px; padding: .6rem; border-radius: 50%; }
  .wa-float-label { display: none; }
  .wa-float svg { width: 32px; height: 32px; }
}

/* ── HOW IT WORKS responsive ───────────────────────────── */
@media screen and (max-width: 768px) {
  .hiw-grid {
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
  }
  .hiw-connector::after { content: '↓'; }
  .hiw-connector { width: auto; padding-top: 0; padding: .25rem 0; }
  .testi-grid { grid-template-columns: 1fr; }
}

@media screen and (max-width: 1100px) {
  .testi-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ── PRINT ────────────────────────────────────────────── */
@media print {
  .nav-header, .chat-widget, .hero-scroll-cue, .wa-float { display: none; }
  .hero { min-height: auto; padding-top: 1rem; }
  .reveal, .fade-up { opacity: 1 !important; transform: none !important; }
  section[id] { scroll-margin-top: 0; }
}

/* ══════════════════════════════════════════════════════
   ABOUT PAGE — page-specific styles
   ══════════════════════════════════════════════════════ */

/* ── Page Banner ───────────────────────────────────────── */
.page-banner {
  position: relative;
  overflow: hidden;
  padding-top: calc(var(--nav-h) + 5rem);
  padding-bottom: 5rem;
  background: linear-gradient(135deg, var(--green-900) 0%, var(--navy-800) 100%);
  color: #fff;
  min-height: 42vh;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
}
.page-banner-inner {
  position: relative;
  z-index: 2;
}
.back-home-btn {
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  gap: .4rem;
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
  color: rgba(255,255,255,.55);
  margin-bottom: 1.5rem;
  -webkit-transition: color .2s var(--ease);
  transition: color .2s var(--ease);
  text-decoration: none;
}
.back-home-btn:hover { color: #fff; }
.page-banner-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 1.25rem;
  color: #fff;
}
.page-banner-title span { color: var(--green-400); }
.page-banner-sub {
  font-size: clamp(.95rem, 1.5vw, 1.15rem);
  color: rgba(255,255,255,.72);
  max-width: 560px;
  line-height: 1.7;
}

/* ── Nav active link ────────────────────────────────────── */
.nav-links a.nav-active { color: var(--green-500); }
.mobile-link.nav-active { color: var(--green-500); }

/* ── About intro paragraphs ─────────────────────────────── */
.about-intro {
  max-width: 780px;
  margin: 2.5rem auto 0;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -ms-flex-direction: column;
  flex-direction: column;
  gap: 1.1rem;
}
.about-intro p {
  font-size: 1rem;
  color: var(--gray-700);
  line-height: 1.8;
  text-align: center;
}

/* ── About values grid ──────────────────────────────────── */
.about-vals {
  display: -ms-grid;
  display: grid;
  -ms-grid-columns: 1fr 1.5rem 1fr 1.5rem 1fr 1.5rem 1fr;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: 3.5rem;
}
.about-val {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  text-align: center;
}
.about-val-icon {
  font-size: 2rem;
  margin-bottom: 1rem;
  line-height: 1;
}
.about-val h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .6rem;
}
.about-val p {
  font-size: .86rem;
  color: var(--gray-500);
  line-height: 1.65;
}

/* ── About CTA section ──────────────────────────────────── */
.about-cta-section { background: var(--gray-50); }
.about-cta-btns {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  gap: 1rem;
  -ms-flex-wrap: wrap;
  flex-wrap: wrap;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  margin-top: 2rem;
}

/* ── About page responsive ──────────────────────────────── */
@media screen and (max-width: 900px) {
  .about-vals { grid-template-columns: repeat(2, 1fr); }
}
@media screen and (max-width: 600px) {
  .page-banner { padding-top: calc(var(--nav-h) + 3rem); padding-bottom: 3.5rem; }
  .about-vals { grid-template-columns: 1fr; }
}

/* ── THEME TOGGLE BUTTON ──────────────────────────────── */
.theme-toggle {
  display: -webkit-inline-box;
  display: -ms-inline-flexbox;
  display: inline-flex;
  -webkit-box-align: center;
  -ms-flex-align: center;
  align-items: center;
  -webkit-box-pack: center;
  -ms-flex-pack: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: var(--radius-full);
  background: var(--tok-bg-alt);
  border: 1.5px solid var(--tok-border);
  color: var(--tok-sub);
  cursor: pointer;
  font-size: 1rem;
  -webkit-transition: all .2s var(--ease);
  transition: all .2s var(--ease);
  -ms-flex-negative: 0;
  flex-shrink: 0;
}
.theme-toggle:hover {
  background: var(--tok-surface-alt);
  border-color: var(--green-300);
  color: var(--green-600);
  -webkit-transform: scale(1.08);
  transform: scale(1.08);
}
.theme-toggle .icon-sun  { display: none; }
.theme-toggle .icon-moon { display: block; }
[data-theme="dark"] .theme-toggle .icon-sun  { display: block; }
[data-theme="dark"] .theme-toggle .icon-moon { display: none; }

/* ── REDUCED MOTION ───────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    -webkit-animation-duration: .01ms !important;
    animation-duration: .01ms !important;
    -webkit-transition-duration: .01ms !important;
    transition-duration: .01ms !important;
  }
  html { scroll-behavior: auto; }
  .reveal, .fade-up { opacity: 1 !important; transform: none !important; }
}

/* ══════════════════════════════════════════════════════
   DARK MODE TOKENS
   Applied via OS preference OR [data-theme="dark"] toggle
   ══════════════════════════════════════════════════════ */
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --tok-bg:          #0d1117;
    --tok-bg-alt:      #131920;
    --tok-surface:     #1a2232;
    --tok-surface-alt: #1f2a3e;
    --tok-heading:     #e8edf5;
    --tok-body:        #c0cad8;
    --tok-sub:         #8896aa;
    --tok-muted:       #596475;
    --tok-border:      rgba(255,255,255,.1);
    --tok-border-sub:  rgba(255,255,255,.06);
    --tok-nav-bg:      rgba(11,15,22,.97);
    --tok-nav-border:  rgba(255,255,255,.08);
    --tok-input-bg:    #1a2232;
  }
}

:root[data-theme="dark"] {
  --tok-bg:          #0d1117;
  --tok-bg-alt:      #131920;
  --tok-surface:     #1a2232;
  --tok-surface-alt: #1f2a3e;
  --tok-heading:     #e8edf5;
  --tok-body:        #c0cad8;
  --tok-sub:         #8896aa;
  --tok-muted:       #596475;
  --tok-border:      rgba(255,255,255,.1);
  --tok-border-sub:  rgba(255,255,255,.06);
  --tok-nav-bg:      rgba(11,15,22,.97);
  --tok-nav-border:  rgba(255,255,255,.08);
  --tok-input-bg:    #1a2232;
}

/* Extra dark-mode overrides that can't use CSS vars alone */
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) .advisor-speech::after { border-top-color: #1a2232; }
  :root:not([data-theme="light"]) .chat-opt-btn { color: var(--green-400); }
  :root:not([data-theme="light"]) .lc-node {
    background: linear-gradient(135deg, #1a2a1e, #1e2535);
    border-color: rgba(46,204,113,.3);
  }
  :root:not([data-theme="light"]) .section-label {
    background: rgba(30,132,73,.12);
    border-color: rgba(30,132,73,.25);
  }
  :root:not([data-theme="light"]) .jcard.active {
    background: linear-gradient(135deg, rgba(30,132,73,.12), transparent);
  }
  :root:not([data-theme="light"]) .jdetail-services span {
    background: rgba(30,132,73,.12);
    color: var(--green-400);
    border-color: rgba(30,132,73,.25);
  }
  :root:not([data-theme="light"]) .insight-detail { border-top-color: rgba(255,255,255,.07); }
}

[data-theme="dark"] .advisor-speech::after { border-top-color: #1a2232; }
[data-theme="dark"] .chat-opt-btn { color: var(--green-400); }
[data-theme="dark"] .lc-node {
  background: linear-gradient(135deg, #1a2a1e, #1e2535);
  border-color: rgba(46,204,113,.3);
}
[data-theme="dark"] .section-label {
  background: rgba(30,132,73,.12);
  border-color: rgba(30,132,73,.25);
}
[data-theme="dark"] .jcard.active {
  background: linear-gradient(135deg, rgba(30,132,73,.12), transparent);
}
[data-theme="dark"] .jdetail-services span {
  background: rgba(30,132,73,.12);
  color: var(--green-400);
  border-color: rgba(30,132,73,.25);
}
[data-theme="dark"] .insight-detail { border-top-color: rgba(255,255,255,.07); }

/* ════════════════════════════════════════════════════════
   VIDEO ANNOUNCEMENTS — Premium inline player
   ════════════════════════════════════════════════════════ */
.video-announce { background: var(--tok-bg-alt); }

.va-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 48px;
}

/* ── Card shell ── */
.va-card {
  background: var(--tok-surface);
  border: 1px solid var(--tok-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform .28s var(--ease), box-shadow .28s var(--ease);
  display: flex;
  flex-direction: column;
}
.va-card.va-playing {
  box-shadow: 0 0 0 2.5px var(--green-500), var(--shadow-lg);
  transform: translateY(-5px);
}

/* ── Thumb wrap — fixed 16:9 ── */
.va-thumb-wrap {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
  background: #000;
  overflow: hidden;
  flex-shrink: 0;
}

/* ── Tag badge ── */
.va-tag {
  position: absolute;
  top: 11px;
  left: 11px;
  z-index: 4;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .07em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  color: #fff;
  pointer-events: none;
  backdrop-filter: blur(4px);
}
.va-tag-gov  { background: rgba(26,35,126,.85); }
.va-tag-tax  { background: rgba(26,107,58,.85); }
.va-tag-loan { background: rgba(183,65,14,.85); }

/* ── Thumbnail clickable layer ── */
.va-thumb-layer {
  position: absolute;
  inset: 0;
  z-index: 2;
  cursor: pointer;
  touch-action: manipulation;   /* no 300ms tap delay on iOS/Android */
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity .35s var(--ease), transform .35s var(--ease);
  outline: none;
}
.va-thumb-layer:focus-visible { outline: 3px solid var(--green-400); outline-offset: -3px; }

.va-thumb-layer.va-hidden {
  opacity: 0;
  pointer-events: none;
  transform: scale(1.04);
}

.va-thumb-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform .4s var(--ease);
}
.va-thumb-layer:hover .va-thumb-img { transform: scale(1.04); }

/* dark scrim that intensifies on hover */
.va-thumb-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,.25);
  transition: background .25s;
}
.va-thumb-layer:hover .va-thumb-overlay { background: rgba(0,0,0,.42); }

/* ── Play button ── */
.va-play-btn {
  position: relative;
  z-index: 1;
  line-height: 0;
  filter: drop-shadow(0 4px 18px rgba(0,0,0,.5));
  transition: transform .22s var(--ease-bounce);
}
.va-thumb-layer:hover .va-play-btn { transform: scale(1.14); }
.va-thumb-layer:active .va-play-btn { transform: scale(.96); }

/* ── Loading spinner ── */
.va-loading {
  position: absolute;
  inset: 0;
  z-index: 3;
  background: rgba(0,0,0,.6);
  display: flex;
  align-items: center;
  justify-content: center;
}
.va-spinner {
  width: 40px;
  height: 40px;
  border: 3.5px solid rgba(255,255,255,.2);
  border-top-color: #fff;
  border-radius: 50%;
  animation: vaSpin .75s linear infinite;
}
@keyframes vaSpin { to { transform: rotate(360deg); } }

/* ── YouTube player wrapper ── */
.va-player-wrap {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: #000;
}
.va-player-wrap iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
}

/* ── Info panel below video ── */
.va-info {
  padding: 18px 20px 22px;
  display: flex;
  flex-direction: column;
  gap: 7px;
  flex: 1;
}
.va-date {
  font-size: .68rem;
  font-weight: 700;
  color: var(--tok-muted);
  text-transform: uppercase;
  letter-spacing: .06em;
}
.va-title {
  font-size: .97rem;
  font-weight: 700;
  color: var(--tok-heading);
  line-height: 1.42;
}
.va-desc {
  font-size: .83rem;
  color: var(--tok-sub);
  line-height: 1.55;
  flex: 1;
}

.va-watch-btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-top: 8px;
  padding: 9px 18px;
  border-radius: var(--radius-full);
  font-size: .82rem;
  font-weight: 700;
  color: var(--green-700);
  background: var(--green-50);
  border: 1.5px solid var(--green-200);
  transition: background .18s, color .18s, border-color .18s, gap .18s;
  align-self: flex-start;
  touch-action: manipulation;
  cursor: pointer;
}
.va-watch-btn:hover {
  background: var(--green-600);
  color: #fff;
  border-color: var(--green-600);
  gap: 10px;
}
.va-watch-btn:active { transform: scale(.97); }

/* ── CTA row ── */
.va-cta {
  margin-top: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}
.va-cta-text { font-size: .95rem; color: var(--tok-sub); }

/* ── Responsive ── */
@media (max-width: 900px) {
  .va-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 580px) {
  .va-grid { grid-template-columns: 1fr; gap: 22px; }
  .va-cta  { flex-direction: column; text-align: center; }
}

/* ── Dark mode ── */
[data-theme="dark"] .va-card {
  background: var(--gray-800);
  border-color: rgba(255,255,255,.09);
}
[data-theme="dark"] .va-card.va-playing {
  box-shadow: 0 0 0 2.5px var(--green-400), 0 20px 48px rgba(0,0,0,.5);
}
[data-theme="dark"] .va-watch-btn {
  background: rgba(46,204,113,.08);
  color: var(--green-400);
  border-color: rgba(46,204,113,.25);
}
[data-theme="dark"] .va-watch-btn:hover {
  background: var(--green-600);
  color: #fff;
  border-color: var(--green-600);
}
[data-theme="dark"] .advisor-msg-bubble { background: #1f2a3e !important; }